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Getting started…

When is the best time to start an investment program? The answer is always yesterday, or last year or…you get the picture. The key is getting started, because saving and investing can become a habit, just like any other behavior. Only this habit will lead to better financial health, significantly so over the long term. Let’s say for example, that you skip going out to lunch twice per week, brown bagging it instead. This could save about $25.00 per week x 52 weeks per year=$1300.00 per year, about $108.00 per month. Investing just $108.00 per month (probably less than half your cable bill) over a 30-year working life, at 8% return, would give you a nest egg of $160,958.00.  Hopefully as you see results, you will commit more of your hard-earned money, so that money will work hard for you, building that nest egg even bigger. One of the most effective ways to enact a systematic investment plan, is to have contributions automatically transferred from your checking account, removing the temptation to skip a contribution (or 2 or 3 etc.). Systematic investing combined with compounding returns; these really are the biggest investing “secrets”.  At SC Parker, we help you set up a plan with investments that fit your particular goals and risk profile. So, if you haven’t yet, get started today…you won’t regret it.

SC Parker is one of Buffalo’s longest tenured independent investment firms.  Our professionals are here to assist clients in achieving their financial goals.  We would be happy to perform a complimentary review of your unique circumstances and provide a customized financial retirement plan to fit your needs.

Located centrally on Main Street in Williamsville, we can be reached at (716) 632 – 6800 or through our website, www.scparker.com.

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Your journey starts here